Where you save your money matters more than you think….. Let’s be honest. Saving money in Kenya is not just about discipline. It’s about where you put that money. Because where you save… determines how your money grows—or doesn’t. And if you’ve ever asked yourself, “Should I save in a SACCO or a bank?”—you’re not alone. I’ve asked myself that too. Let’s talk about it. First, Let’s Be Real About What These Two Are A bank is simple. You deposit money. You can withdraw anytime. You earn small interest. You pay for convenience. A SACCO is different. It’s a member-owned financial group where people pool money together to save and borrow from each other. You’re not just a customer. You’re part of the system. And that difference? It changes everything. The Truth About Banks (The Good and The Quiet Downsides) I’ll start with banks because most of us begin there. There’s something comforting about a bank. Your money is accessible. You can withdraw anytime. Send money instantly. Use apps. ...